No there are no credit checks, we believe in building personal relationships and approving products based on client financial responsibility.

Yes your funds sit within a CDIC insured account with DCBank and is used in the event you default on your card.

When you apply for any of our products, you will grant Morize permission to obtain your financial statements electronically. This will give us a better insight into your finances and understand you as a person.

Morize has partnered with third party agencies to help ensure all the data you have provided is secured. These agencies provide a high-level security and is their sole job to ensure all measures are taken to protect client information at all times.

Absolutely, you can use it anywhere in the world where Mastercard is accepted (currency conversion costs may apply). Morize credit cards are compatible with online retailers, if you experience any issues please email support@morize.ca

In most cases that is correct, if you are a repeat client and in good standing. Morize will issue additional funds when you apply again.